Wealth is in the grasp of any American willing to reach for it. When reaching for our dreams of Independent wealth we must first understand the policies of the Government in office. OK, Congress approved stimulus money, but did not define how the stimulus money would be spent. This is “my” opinion of how it should be used. This Country is loaded with entrepreneurs, but many of our entrepreneurs do not have the money to put their ideas to work, and create jobs. OK, give them money? Wrong that would be like giving the hungry man a fish. All the while putting our Country deeper in debt. Consider using the resources that are already in place. Our Country has many economic (under-funded) development centers. Use the economic development centers as the first step for our entrepreneurs on the path of taking their business ideas to reality. Let me explain. John Smith has a business idea, but lacks a business plan or funding to put his idea to work and create badly needed jobs. John goes to a economic development center councilor presents his idea for evaluation, and direction. The councilor helps John find resources for helping him in developing a business plan. Often these resources can be College, University Students, or there are organization of senior retired business men that volunteer their time to help the entrepreneurs, like John. Once John’s plan appears to have merit, a business plan is put into place. The next step is the SBA, Small Business Association. Given everything is ready for funding the SBA makes funds available for a 6/12 month “trial. Based on a successful trial the balance of funding needed for a five year plan is made available through a local bank. The entrepreneur, John, would qualify for the lowest interest rate. How/ Why? Because this is when the stimulus money goes into action. The loan is not made with stimulus money, but it guarantees John’s loan. Removing the bank of financial risk. This plan creates jobs, grows our economy, supports our banks with new business, and uses a minimal amount of stimulus money. The best part of this plan is that it utilizes the creative or our entrepreneurs that otherwise would go unused. Why does Congress not see this opportunity? God Bless America